Final ruling in the foreign currency case!

Currently, after filing a lawsuit in the so-called “foreign currency case,” banks are increasingly seeking settlements. I believe that a settlement is beneficial for the Client if appropriate terms of the agreement are negotiated. In recent years, Clients of the Law Firm have concluded many cases with favorable court settlements. Banks are also increasingly refraining from appealing unfavorable rulings made by the Court of First Instance.

In the case conducted by the Law Firm, which ended with a ruling from the Court of Appeal in Warsaw on May 13, 2025, the Bank decided to file an appeal and maintain its position until the end. However, this appeal was dismissed, and in the oral reasoning of the ruling, the Court clearly indicated that in light of current case law, including the very important so-called “foreign currency resolution” of the Supreme Court, there can be no doubt that a contract containing prohibited currency conversion clauses is entirely invalid, and the Bank should refund Clients all payments made by them.

The fight to the end did not pay off for the Bank, particularly because the Court of First Instance awarded interest for late payment from the Bank to the Clients, which as of May 13, 2025, amounted to approximately 120,000 PLN and will continue to grow until the Bank makes the payment.

My satisfaction is double because this is one of the first cases taken on under my own banner. I am grateful to the Clients for trusting the Law Firm. I am pleased that I could help them free themselves from an unfair loan agreement.

Do you have a loan linked to a foreign currency and would like to know what rights you have? Contact our Law Firm – we will gladly analyze your loan agreement and present you with options.